About Us
About Halo Claims & Consulting
Advocating for Florida Policyholders
Halo Claims & Consulting is a licensed Florida Public Adjusting firm committed to protecting homeowners and business owners during the insurance claims process. When property damage occurs, insurance companies bring their own adjusters, consultants, and legal teams. Halo exists to level the playing field by representing you, the policyholder.
We do not work for insurance carriers.
We work only for the insured.
Who We Are
Halo is built on real-world insurance experience and a deep understanding of Florida property insurance policies, claims handling practices, and dispute resolution. Our background allows us to identify overlooked damage, under-scoped repairs, and policy misinterpretations that often lead to delayed, denied, or underpaid claims.
We manage the claim from start to finish—so you can focus on getting your life back to normal.
What a Public Adjuster Does
A Public Adjuster is a licensed professional who represents policyholders in property insurance claims. Unlike insurance company adjusters, who work for the carrier, a Public Adjuster works exclusively for you.
Halo handles:
- Full property inspections
- Damage documentation and estimating
- Policy interpretation
- Communication with the insurance company
- Claim negotiation and dispute resolution
Our goal is to ensure your claim is accurately evaluated and fairly paid under the terms of your policy.
Our Approach
Every claim is different, but our approach is consistent:
- Thorough inspections using industry standards
- Detailed documentation that supports full scope and pricing
- Clear communication with our clients at every stage
- Firm, professional negotiation with insurance carriers
We believe claims should be handled correctly the first time—not dragged out or underpaid.
Why Clients Choose Halo
✔ Licensed and experienced Florida Public Adjusters
✔ Policyholder-focused representation
✔ Strong knowledge of Florida insurance practices
✔ No upfront fees
✔ We only get paid when you get paid